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Thread: Insurance do-over

  1. #1
    Join Date
    Jul 2004
    Location
    Glencoe, Alabama, USA.
    Posts
    4

    Insurance do-over

    State Farm changed the policy status of my Cobra and now I am searching for a new insurance company. I don't drive it a lot of miles but would like to have at least 2000 miles per year. So far I have only checked Haggerty's. Any suggestions/information would be appreciated. Thanks

  2. #2
    Join Date
    Dec 2007
    Location
    Southeast MS
    Posts
    331

    Same thing

    They did the same thing to me, the price doubled.

  3. #3
    Join Date
    Nov 2003
    Location
    La Plata, Maryland, USA.
    Posts
    421
    Get a quote from Classic Automobile Ins. 800-397-0765. Not a cheep as some others. My two cars costs me just over 1K per year; agreed value with automatic adjustments for inflation, 3000 mi per year, no deductible, and half a mil liability.
    Jim Harding
    #4279512 - SA452 - TKO600
    #3004 - 302 - 4 speed
    La Plata, Maryland

  4. #4
    Join Date
    Jan 2003
    Location
    Dacula, GA, USA.
    Posts
    450
    I felt like I was getting hosed by Allstate after 20+ years and decided to change last month. I went Travelers for the daily drivers and American Modern Home for the Cobra. My over all policy dropped by 50%. $40K declared value is a bit over $400 / year.
    427SC, Torch Red / white stripes
    427 Windsor Stroker from Southern Automotive
    Delicious example of Beauty + Power.

  5. #5
    Join Date
    Sep 2003
    Location
    Roseville, CA, USA.
    Posts
    2,323
    My State Farm is coming due next month..... sounds like I might be looking also. I'll just have to wait & see.
    Phil

    427 Roadster, #4279436
    FE Specialties FE
    3:31 and Toploader (wide ratio)

    Roseville (N.Cal)

  6. #6
    Join Date
    Jul 2008
    Location
    booneville in
    Posts
    196
    I have not insured the cobra yet, but I had a 1967 nova insured through Heacock Classic Insurance. I beleive I had the nova valued at $15K, which is much less than your cobra would be, but it may be worth a call???? My annual premium was $115.80 and I have a few speeding tickets under my belt.
    They specialize in classic auto insurance, advertizing their rates are "much lower than typical family type auto coverage" They have a lot of information on the internet and can most likely be contacted direct, but here is a number for my local agent in which I went through. Hope it helps,
    Eddie

    Douglas Bays & Ass
    Evansville, IN
    812-479-1928
    Last edited by robbinsshkr; August 24th, 2009 at 07:59 AM.

  7. #7
    Join Date
    May 2005
    Location
    Roseville, Ca., USA.
    Posts
    523
    Quote Originally Posted by pgermond View Post
    My State Farm is coming due next month..... sounds like I might be looking also. I'll just have to wait & see.
    Same for me Phil, they recently had me fill out a questionare about the car and needed photos as well. haven't recieved the new policy yet.
    Rod
    Roseville, Ca.
    289 FIA #9152 "The Flintstone Cobra"

  8. #8
    Join Date
    Jul 2004
    Location
    Birmingham, AL, USA.
    Posts
    201

    Thumbs up Insurance

    Try Condon & Skelly.........you can find them at www.condonskelly.com.
    Dennis M. Swann

  9. #9
    Join Date
    Sep 2003
    Location
    Roseville, CA, USA.
    Posts
    2,323
    Quote Originally Posted by RJacobsen View Post
    Same for me Phil, they recently had me fill out a questionare about the car and needed photos as well. haven't recieved the new policy yet.
    Same here - they have had me do it every three years or so. Damn, I hope I don't have to go hunt for insurance!
    Phil

    427 Roadster, #4279436
    FE Specialties FE
    3:31 and Toploader (wide ratio)

    Roseville (N.Cal)

  10. #10
    Join Date
    Nov 2004
    Location
    Heflin, Alabama, USA.
    Posts
    391

    Heacock

    Another vote for Parish-Heacock here. Both Cobras and the Chevelle are insured through them.
    Zach Butterworth
    289 FIA #9367

  11. #11
    Join Date
    Sep 2003
    Location
    Roseville, CA, USA.
    Posts
    2,323
    Quote Originally Posted by JeepSnake View Post
    Another vote for Parish-Heacock here. Both Cobras and the Chevelle are insured through them.
    Does anyone have any experience with a claim? Are they responsive?
    Phil

    427 Roadster, #4279436
    FE Specialties FE
    3:31 and Toploader (wide ratio)

    Roseville (N.Cal)

  12. #12
    Join Date
    Nov 2003
    Location
    Mississippi Gulf Coast and Central Florida
    Posts
    2,154
    Don't get me started on insurance companies... !
    Paul

    289 USRRC
    1964 289 5-bolt block
    Toploader and 3.31 rear

  13. #13
    Join Date
    Dec 2008
    Location
    Northeast Ohio
    Posts
    26
    I'm here in NE Ohio and I use Erie Insurance. Agreed upon value of $43k and about $400 annually and 6k miles. Good company that I have been with for about 15 years or so. Chris

  14. #14
    Join Date
    Sep 2003
    Location
    Roseville, CA, USA.
    Posts
    2,323
    Quote Originally Posted by ramairglenn View Post
    State Farm changed the policy status of my Cobra and now I am searching for a new insurance company. I don't drive it a lot of miles but would like to have at least 2000 miles per year. So far I have only checked Haggerty's. Any suggestions/information would be appreciated. Thanks
    I received my State Farm renewal in the mail today - $350/yr, $45k replacement value...... and the document states - "... the rated driver of this vehicle will have 44 years driving experience."

    Pays to be an old guy
    Phil

    427 Roadster, #4279436
    FE Specialties FE
    3:31 and Toploader (wide ratio)

    Roseville (N.Cal)

  15. #15
    Join Date
    Nov 2005
    Location
    paso robles Ca.
    Posts
    249
    allstate $470 per year, 40k declared value

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